Finances for people who hate finance
platica tells you how much you can spend this month, how much to pay on each card, and by when — in plain language, without banking jargon or spreadsheets.
An app that fits your style ✨
Free · No credit card · Installs from your browser · Made in Colombia
The problem
Your statement arrives in a language nobody speaks: minimum payment, effective annual rate, revolving credit…
Statement on the 15th, payment on the 3rd? Dates get mixed up and interest eats into your month.
You bought something in “affordable” installments and nobody told you the total you would pay.
platica tells you exactly what to do: how much to set aside, how much to pay on each card, and by when. Without making you study finance.
What it does for you
It tells you how much to set aside, how much to pay on each card, and by when.
Statement and payment dates explained clearly, with a countdown.
See your monthly payment for the number of installments you choose, with real interest.
Amount + emoji category. Done. Recording an expense takes 5 seconds.
A progress bar and “pay yourself first”. Your goal grows every week.
Sign in with your code from any phone and everything is there. It even works without internet.
No unusual downloads: install it from your browser (PWA)
How it works
Two minutes, no jargon: what you earn, which cards you have, and what keeps you up at night.
platica builds your monthly plan: what to spend, what to set aside, and what to pay first.
Record expenses in two taps and the app shows how you are doing, and what to adjust.
You’re at 62%. Set aside COP $95,000 every two weeks and you’ll get there in October. 🌴
Plans
Less than one food delivery per month
platica Free
Free
Your basic monthly plan
Expenses in two taps
1 card with clear dates
Works offline (PWA)
platica Pro
$9,900 COP/month
or COP $89,900/year (almost 3 months free)
Unlimited cards with countdowns
Installment calculator with real interest
Savings goals and payment alerts
Your code in the cloud — all your devices
What people say
“I used to be afraid to even open my banking app. Now I know exactly how much I can spend without ruining the month.”
Carolina M. · Bogotá
“The monthly plan changed everything: I pay both cards before the deadline, and this semester I haven’t paid a cent in interest.”
Andrés R. · Medellín
“I know nothing about finance and didn’t have to learn. platica explains it clearly, and that’s it.”
Valentina S. · Cali
Frequently asked questions
Yes. Start free with no credit card. When you want more features — unlimited cards, the installment calculator and goals — Platica Pro costs COP $9,900 per month, less than a food delivery.
Sign in with your own code. We do not request access to your accounts or connect to your bank. You record what you choose, and your information stays in your space.
Not at all. platica is made for people who hate finance: no banking jargon, everything in plain language.
Yes. It is a PWA: install it from your browser, use it offline, and it syncs to the cloud when you reconnect.
Start free today. If you want Platica Pro from the beginning, leave your email and we will notify you with launch pricing.
platica · your money, made clear.